Pradhan Mantri Awas Yojana Eligibility 2023 | Apply Online: The Pradhan Mantri Awas Yojana (PMAY) was a machine launched in the year 2015 for providing housing to the people in all urban areas. There is an arrangement of state and center partnership in sharing the cost of providing housing, home loan, subsidy, etc. The houses will be provided to all eligible families.
The house size should be up to 30 sq meter area. There are 26 lakh completed houses, and 83 lakh approved homes. Around 23 lakh residences have been occupied up to now. The scheme has already released fifty-one thousand crores. This scheme is merged with other schemes to maintain the quality of living of the poor people of India. The Pradhan Mantri Awas Yojana contains your name and other information regarding the candidate application on (PMAY) and confirms your eligibility. In this article, we discuss the eligibility, documents, and other information for the post of Pradhan Mantri Awas Yojana eligibility 2023.
Highlights of PMAY Recruitment
Scheme Name | Pradhan Mantri Awas Yojana (PMAY) |
Launch Date | 25 June 2015 |
Office Address | Pradhan Mantri Awas Yojana Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi-110 011 Contact- 01123063285, 01123060484 Email: pmaymis-mhupa@gov.in |
Toll-Free Number | 1800-11-6163-HUDCO 1800113377, 1800113388-NHB |
Official Site |
Eligibility Criteria for PMAY 2023
The candidate should be a citizen of India. The annual income of the candidate should be between 5 lakhs to 18 lakhs. People belonging to SC/ST categories can also apply for this scheme. The candidate should not own any pucca house in India.
Beneficiary | Annual Income |
Middle Income Group I | 6 Lakh to 12 Lakh |
Middle Income Group I | 12 Lakh to 18 Lakh |
Lower Income Group | 3 Lakh to 6 Lakh |
Economically Weaker Section | Up to 3 Lakh |
Selection of Beneficiaries under PMAY
- The Pradhan Mantri Awas Yojana (PMAY) Urban scheme mainly to the housing requirements of the urban poor.
- The scheme to the housing requirement of slum dwellers residing in areas of slums with inadequate infrastructure, poor sanitation, and drinking facilities.
- Beneficiaries include Middle-Income Groups (MIGs), Low-Income Groups (LIGs), and Economically Weaker Sections (EWS).
- The applicant is required to submit an affidavit as income proof to the authority.
Types of PMAY Scheme
There are two types of schemes
Pradhan Mantri Awas Yojana Gramin: The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) was known as the Indira Awas Yojana in 2016. The scheme is aimed at the provision of affordable and accessible housing units to eligible beneficiaries in rural regions of India. Under this scheme, the Government of India and the respective state governments share the cost of the development of housing units for plain regions and hilly regions.
Pradhan Mantri Awas Yojana Urban: Pradhan Mantri Awas Yojana – Urban (PMAY-U) is focused on the urban areas in India. There are 4331 towns and cities which are enlisted under this scheme. This scheme is set to function under 3 phases.
Phase 1: The Government targeted to cover 100 cities in various states and UTs across the country from April 2015 to March 2017.
Phase 2: In this, the government targeted to cover 200 more cities in different states and UTs across the country from April 2017 to March 2019.
Phase 3: The Government targeted to cover the cities in phase 1 and phase 2 and attain the target.
Documents needed for PMAY
- Identity Proof Documents for Salaried Person
- Voter Card
- Driving License
- Aadhaar Card
- Passport
- Government-issued ID card with photo
- Verified letter from a Government official with photographs.
Address Proofs
- Utility Bill
- Passport
- Electricity Bill
- Ration Card
- Telephone Bills
- Rent Agreement
- Tax Paid receipt
- Verified letter from a Government official
- Bank Statement of saving account
- Credit card statements
- Copy of purchasing the property
- Life insurance policy certificate
Income Proof Documents
Salaried | Self Employed |
Need two months salary slip | Income tax returns paper for the last two years |
Last six months bank statement | Balance sheet and profit and loss statement of your business |
Latest Form 16/ITR | Previous six months statement of your current account |
Other Documents
- Pan Card
- Sales Tax
- SEBI Registration Certificate
- Factory Registration Certificate
- Degree Certificate for Professionals
- Export and Import Code Certificate
- Trade License Certificate
- Partnership Deed
- Shops and Establishment Certificate
How to apply for PMAY 2023?
- The PMAY aims to provide housing solutions for the urban and rural poor. The last date to apply for LIG and EWS categories.
- The candidate must visit the official site of pmaymis.gov.in.
- Login by using valid candidate details.
- Enter the aadhaar number it will get a verified UID database.
- Fill in the personal details of the candidate and other personal information like present address, contact number, and other essential details.
- Enter all the information properly and click on the Save button.
Benefits of the PMAY Scheme
- People with this scheme can get a subsidy of up to 6.5% on housing loans.
- Houses will be constructed using modern technologies.
- Senior citizens will get extra benefits in this scheme.
Endnote: Keep in touch with this page to get more details.